Cash advance apps

Dave — ExtraCash review

Membership-based cash advance with optional installment payback.

Amount

Up to $500

Term

Next payday or installments

Cost

$1/mo membership; Express fee for instant

Funding

Same-day with Express; standard otherwise

Source: Dave — ExtraCash public terms, as of April 2026. Subject to change.

What it is

Dave’s ExtraCash advance (up to $500) is available to ExtraCash members on the $1/month plan. The advance itself carries no interest. An “Express” instant-delivery fee applies if you want funds same-day; standard delivery is free.

ExtraCash also offers the option of installment repayment instead of a single lump-sum payback, which is unusual in this category.

Pros

Membership is cheap at $1/month
No interest on the advance
Optional installment payback instead of lump-sum
No hard credit pull

Cons

Membership is mandatory — no $0 tier
Express fee on top of membership for instant
Tip prompts inside the app

Best for

Borrowers who anticipate needing a recurring small-amount cash advance and don’t mind a $1/month subscription.

Bottom line

Reasonable default if you’ll use the product more than once a quarter; otherwise the subscription is annual overhead.

External link

Dave ExtraCash official site

Continue to Dave ExtraCash

This link goes to Dave ExtraCash’s own website. Cash Rvyn LLC may receive compensation if you choose to sign up with them; this doesn’t change what you pay or how this review is written.