About Cash Rvyn LLC

Borrowing shouldn’t feel like a trap. So we built the comparison desk we wanted ourselves.

Cash Rvyn LLC is a small US team out of Florida and Colorado that thinks the existing “compare loans” experience is mostly designed to confuse people into expensive borrowing. We’re fixing the parts we can.

Founder

The person behind it.

Jared Cosby
Founder & CEO
Coral Gables, FL

Jared has spent more than a decade in US consumer finance — long enough to watch the same script play out a few thousand times: a regular US borrower, usually working, often paid biweekly, often a parent, walks into a borrowing decision they don’t fully understand and walks out with something more expensive than it needed to be.

The pattern was almost never about the borrower being “bad with money.” It was about the comparison experience being actively bad. “Best of” lists ranked by referral fee instead of fit. “Matches” that were really paid placements. Loan agreements where the Truth-in-Lending box was buried under a wall of marketing copy. Funding apps marketed as “free” with subscription fees hidden in a tooltip.

Cash Rvyn is the version of comparison shopping Jared wished existed when he first started working with borrowers. Free for users. Compensation disclosed on every row. Match order based on profile fit, never on what we get paid. Built from a home office in Florida with a small team of collaborators who care about the same problem.

If a comparison site can’t tell you which row paid them and which row didn’t, it’s not really a comparison site. It’s a sales floor.

The team

A small team that cares about household borrowing.

No marketing department, no “growth” team writing fake reviews. A handful of people who pay attention to how US borrowing actually works in 2026, and to who gets hurt when it doesn’t.

JC
Jared Cosby
Founder · product · Florida
ML
Maria L.
Comparison editor · remote
DR
Devon R.
Borrower support · Colorado
What’s next

The roadmap, in plain text.

The longer-term goal isn’t to be a forever-aggregator. It’s to build a fair-priced cash-advance product of our own — once we’ve earned the trust to do it.

Phase 1 · live

Comparison and matching across 13 partners.

Cash advance apps, personal loans, and bad-credit loan options — matched against each provider’s own published eligibility criteria. Free for users. Compensation disclosed.

Phase 2 · building

In-app apply, with bank-account verification.

One submission, multiple partners. Bank verification built in so partners don’t each need to ask for the same docs separately. Goal: the fewest taps you’ve ever paid for a small advance with.

Phase 3 · longer-term goal

Cash Rvyn’s own cash-advance product.

For borrowers who can’t get anyone in our partner network to approve them. The aspiration is state-licensed installment lending capped at the most consumer-friendly APR our charter allows, with the same pricing transparency on day one that we hold partners to today. Subject to regulatory licensing and capital — not a promise of a release date.

Operating principles

Three things we won’t bend on.

Principle #1

Match order by fit. Never by who paid.

If the partner with the best fit to your profile is the one that pays us the least, they still go to the top of your match list. We’d rather lose the referral fee than lose the borrower’s trust. This is in writing in our affiliate disclosure.

Read the affiliate disclosure
2

Show the cheaper option first, even if we don’t earn from it.

If credit-union PALs or an employer payroll advance would cost you less than borrowing through us, our guides tell you that. We’d rather you not borrow than that you borrow expensively.

3

No fabricated reviews. Ever.

Every partner rate, fee, and product feature on the site is sourced from that provider’s own public disclosures. If you find one that’s out of date, email [email protected] and we’ll review and correct it.

Get in touch

Questions, ideas, or a borrowing story you want us to write about?

Email Jared directly at [email protected]. We answer real email from real people, usually within one business day.

Get matched
  • Free for users
  • No hard credit pull
  • 49 states (no NY)